Redefining Decentralized Finance: Maple and Syrup

Maple Finance: DeFi's Institutional Lender

Maple Finance, launched in 2021, is an institutional-grade lending and borrowing platform that bridges the gap between digital assets and traditional markets. Since then the DeFi platform has originated over $5 billion in loans across their various lending pools. It essentially acts as a gateway to growth for financial institutions and companies seeking capital on-chain. Currently, the platform offers four active lending pools that can divided into two categories:

Overcollateralized lending

• High Yield Secured Lending (USDC)
• Blue Chip Secured Lending (USDC)

Corporate Credit

• High Yield Corporate Loan (USDC)
• High Yield Corporate Loan (WETH)

All these pools are permissioned and only for accredited investors, meaning that users must undergo a Know-Your-Customer (KYC) process and invest a minimum of $100,000 to participate. For many DeFi users, this is still a bridge too far as it goes against the pseudonymous nature of the market and only some have $100,000 at their disposal. As a result, they are missing out on significant real yield.

Syrup: Institutional Yield in DeFi

To tackle this problem, Maple Finance has introduced Syrup. Syrup allows everyday users to access 20% APY on their stablecoins deposits. This incredible yield is generated from fixed-rate, overcollateralized loans to institutional borrowers which are generated by Maple's High Yield Secured Lending and Blue Chip Secured Lending.

The best of all of this, Syrup is permissionless, meaning that this yield can be accessed without a KYC process or being an accredited investor.

This allows Syrup to kill two birds with one stone as digital assets users can generate consistently high yields on their stablecoin deposits while institutional borrowers can unlock the growing liquidity of the market. This solution has been welcomed with open arms as the platform has amassed approximately ~$300 million in total value locked.

$SYRUP: Participate in the growth of the ecosystem

Maple Institutional and Syrup are united under the $SYRUP token, which governs the whole ecosystem. $SYRUP can be staked to directly participate in the growth through staking rewards that come from the protocol treasury.

Why Maple & Syrup are poised to grow

DeFi Renaissance

Maple and Syrup are at the crossroads of various interesting narratives in digital assets that pave the way for significant growth. The first is the DeFi Renaissance. As the leading institutional DeFi platform, Maple is poised to leverage this DeFi growth.

Institutional Adoption

The second factor is the increasing institutional adoption of digital assets. Since 2020, numerous institutions have begun experimenting with digital assets, and the introduction of Bitcoin and Ether ETFs has further accelerated this trend.

Real-World Assets

The final narrative is Real-World Assets (RWA). In Maple's case, all loans are issued to institutions, bringing direct lending on-chain, allowing it to ride the RWA wave.

Added as a portfolio company

Due to the incredible team, high growth potential, and long-term vision, Hodl Ventures is thrilled to add Maple Finance and its Syrup protocol to its portfolio. We believe Maple's technology will play a crucial role in bridging institutions into DeFi by facilitating on-chain credit and enabling liquidity solutions beyond the reach of traditional finance.

Check out more on maple.finance and syrup.fi